HERE ARE A FEW OF THE COMMENTS  RECEIVED FROM PAST CLIENTS:

"Dear Mike and Joanne,  I just wanted to take the time to express my heartfelt appreciation for all of your help and hardwork in helping us purchase our home.  Our new home is even more wonderful than we could have imagined.  We owe so much of that to you; for all of your encouragement and never giving up on us. We knew we had wonderful people on our side who would do everything they could to help us find 'the one'. You have made a difference in our lives!"

                                                          ... Laura & Gary B.

"Dear Mike and Joanne, I wanted to thank you for helping me purchase my first home.  I really appreciate your honesty and hard work throughout the whole process. Hearing your thoughts and opinions helped me to make what I believe was the right decision. You made things as simple as they could be and you got things done as quickly as possible. I appreciate your patience and time that you spent throughout the months that we searched for a house. It is obvious that you care about the people that you work with and you look out for their best interest. I will certainly recommend to anyone that I know, who is looking to buy a home that they speak with you.  Again, thank you for all that you have done.  I look forward to working with you again when the time comes."

                                                                              ... Christopher E.

"Mr. Bowen:  I wanted to let you know how much of a pleasure it was working with Mike and Joanne Kossar.  I was referred to them by a friend and began looking for houses in September 2007.  I finally just purchased my first home a week ago.  During the year and a half of looking, Mike and Joanne were absolutely wonderful realtors in all aspects.  I am a young, single woman and the entire process of buying a house was stressful to say the least.  Every step of the way, Mike and Joanne offered many kind words and were very supportive.  They gave me their honest opinion on each house I looked at, which showed me they weren't just trying to sell any old house to me.  They also helped me out by referring me to lenders, insurance agents, home inspectors and repairmen.  I'm not originally from this area, and it was nice to have Mike and Joanne point me in the right direction.  From start to finish, I could not have asked anything more of Mike and Joanne.  In today's world, too often good deeds go unnoticed, and I just wanted to let you know that I truly appreciate all that Mike and Joanne did for me.  I feel blessed that I had them helping me buy my first home, and I will always be grateful for all their help.  I'm sure you're proud to have them working for you."

                                                                              ... Megan K.

"Mike and Joanne were great, always helpful and very honest.  I would have been completely lost in this process if it were not for their knowledge and assistance. Highly recommended!

                                                                              ... Jessica X.

"My wife and I were very satisfied with the Bowen Agency, particularly with Mike and Joanne Kossar.  They were down to earth and very knowledgeable and we would highly recommend them.  Thanks a lot!

                                                                              ... George S. 

"Mike and Joanne,  we would like to sincerely thank you for guiding us through this immensely challenging, yet rewarding and educational experience.  We certainly could not have done it without you and your diligence & experience.  We are forever appreciative that all this hard work finally paid off and that we can now call ourselves homeowners!  Thanks again! "

                                                                            ... Ron & Heidi S.